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What the free overview tells you
- What type of letter it is
- Who sent it
- Any deadline we detect
- How urgent it appears
- Redact names or reference numbers first
- We do not contact the sender
- Files deleted after processing
Information only, not legal advice. For urgent legal matters, speak to a qualified adviser or solicitor.
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Reading your letter…
- A detailed plain-English explanation of the letter
- Clear next steps, in order, with deadlines called out
- What could happen if you do nothing
- Your rights, options, and realistic routes to challenge or respond
- Who to contact, what to ask, and what information to keep handy
- A summary emailed to you so you can refer back to it
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Full plain-English explanation: what it means, what to do step by step, your rights, what happens if you ignore it. Emailed in minutes.
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Here's what the Ultra Breakdown looks like
This is a real example of what you'll receive by email (details redacted):
"Dear Sir/Madam, Under Section 31A of the Taxes Management Act 1970, as substituted by Section 181 of the Finance Act 1994, you are required to make a return of your total income and chargeable gains for the year ended 5 April 2026. The notice to file was issued on 06/04/2026. The filing date for this return is 31/01/2027…"
What this letter is
A Self Assessment tax return notice from HMRC. They're asking you to file a return for the 2025/26 tax year.
What it means for you
You need to tell HMRC about your income for the year. This is routine — millions of people get this letter. It does not mean you owe money or are in trouble.
What you need to do
File your tax return by 31 January 2027 (online). If you miss it, there's an automatic £100 penalty.
Who to contact for help
HMRC Self Assessment helpline: 0300 200 3310. Citizens Advice for free one-to-one help.
Simple, honest pricing
- ✓ What the letter is
- ✓ Who sent it
- ✓ Any detected deadline
- ✓ Urgency at a glance
- ✓ Instant, inline
- ✓ What the letter means in plain English
- ✓ Exactly what you need to do
- ✓ What happens if you ignore it
- ✓ Your rights in this situation
- ✓ Who to contact for help
- ✓ Key dates & deadlines
- ✓ Money-back guarantee
- ✓ Copy-paste reply drafted for your letter
- ✓ Letter, email, appeal or phone script
- ✓ Who to send it to and how
- ✓ What to do next
- ✓ What to do if you hear nothing back
- ✓ Added after your Ultra Breakdown
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