Universal Credit deductions checker (2026/27)
Enter the lines from the 'What we take off - deductions' section of your UC statement and this tool checks them against the official 2026/27 caps, the 15% Fair Repayment Rate and the 40% ceiling, then tells you what to do if too much is being taken. Everything runs in your browser: nothing you type is sent to us or anyone else.
1. Your household
2. Your deduction lines
Copy each line from your statement. Add as many as you have.
Rates verified against the DWP Benefit and pension rates 2026/2027 · Built by Nathan Deeble · Last updated: August 2026 · Information only, not advice, for debt advice contact National Debtline (free, FCA-authorised) · Advisers & sites: you're welcome to link to this tool.